RESOURCES

5-Minute Reads to Elevate Your Health and Wealth

Struggling With Debt? Here Are the First Steps to Take — in Order
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

Struggling With Debt? Here Are the First Steps to Take — in Order

Debt is one of the most common financial experiences in adult life, and one of the most isolating. The shame that surrounds it — the sense that carrying debt is a moral failure rather than a predictable consequence of medical emergencies, job loss, the gap between stagnant wages and rising costs, or simply a period of life that demanded more than savings could cover — keeps women from seeking information, asking for help, and taking the first practical steps that actually work.

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What Every Woman Should Know About Testosterone
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

What Every Woman Should Know About Testosterone

When women come to me frustrated and exhausted — low energy, reduced libido, a quiet but persistent sense of flatness that sleep and self-care haven't touched — and when their estrogen and progesterone levels have been addressed without fully resolving the picture, the conversation I find myself having, again and again, is about testosterone.

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What Is the Rule of 55 — and Could It Make Early Retirement Possible for You?
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

What Is the Rule of 55 — and Could It Make Early Retirement Possible for You?

Most people know the basic structure of retirement account withdrawal rules: access your money before age 59½ and you'll face a 10 percent IRS early withdrawal penalty on top of ordinary income tax. What fewer people know is that there is a specific exception built into the tax code — called the Rule of 55 — that allows some individuals to access their employer-sponsored retirement funds penalty-free several years ahead of that threshold.

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PCOS Is Now PMOS — What the Name Change Means for Your Health in Midlife
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

PCOS Is Now PMOS — What the Name Change Means for Your Health in Midlife

On May 12, 2026, a landmark paper published in The Lancet announced that polycystic ovary syndrome — PCOS — will be officially renamed polyendocrine metabolic ovarian syndrome, or PMOS. This was not a cosmetic adjustment. It was the culmination of a 14-year global consensus process involving 56 leading academic, clinical, and patient organizations, and informed by surveys gathering input from more than 14,300 people living with the condition and health professionals from every region of the world.

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CFA or CFP? How to Know Which Financial Professional You Actually Need
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

CFA or CFP? How to Know Which Financial Professional You Actually Need

Walk into any conversation about financial professionals and you will quickly encounter a thicket of abbreviations — CFA, CFP, CPA, ChFC — each representing a different credential, a different area of expertise, and a different kind of relationship with the people they serve. For women who are building wealth and want to work with qualified professionals, understanding what these letters actually mean is the foundation of making a smart choice.

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The Top 4 Infertility Myths — and What the Science Actually Says
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

The Top 4 Infertility Myths — and What the Science Actually Says

Infertility affects approximately one in six people of reproductive age globally, according to the World Health Organization. And yet the information landscape around fertility — when conception is possible, what causes infertility, what treatment actually offers, and what options exist beyond IVF — remains remarkably distorted by myths that circulate as confidently as facts.

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How Much Does It Cost to Set Up a Trust — and Is One Right for You?
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

How Much Does It Cost to Set Up a Trust — and Is One Right for You?

Once a woman starts building real wealth — through a business, a real estate portfolio, or years of disciplined investing — estate planning stops being theoretical and starts being urgent. And among the first questions I hear from women who are ready to get serious about protecting what they've built is this one: what does it actually cost to set up a trust, and do I actually need one?

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Estate Planning Essentials Every Woman Should Have
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

Estate Planning Essentials Every Woman Should Have

Estate planning sits in a unique category of financial tasks: nearly everyone knows they should do it, most people intend to do it, and a remarkable percentage of adults — including many who are otherwise financially responsible — never get around to it. The reasons are understandable: estate planning requires confronting mortality, making difficult decisions, and navigating legal documents that feel unfamiliar and slightly intimidating.

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Why Inflammation Increases During Menopause — and What Actually Helps
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

Why Inflammation Increases During Menopause — and What Actually Helps

Most women know that estrogen is a reproductive hormone. What far fewer women know is that estrogen has been functioning as a powerful anti-inflammatory agent throughout their reproductive years — quietly modulating the immune system, regulating inflammatory pathways, and protecting tissues from the kind of chronic, low-grade inflammation that drives so many of the diseases we most want to avoid.

This protective role doesn't get much attention while estrogen is present, because its effects are largely invisible. What makes them visible is their absence. When estrogen declines during perimenopause and menopause, the inflammatory landscape of the body shifts — measurably, consequentially, and in ways that help explain a wide range of the symptoms and health changes women experience during this transition.

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The Cost of Caregiving: How Looking After Everyone Else Can Impact Your Retirement
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

The Cost of Caregiving: How Looking After Everyone Else Can Impact Your Retirement

There is a financial story that millions of women are living right now, and it almost never appears on a financial planning checklist. It is the story of caregiving — of the years spent reducing work hours, declining promotions, leaving the workforce entirely, or absorbing significant out-of-pocket expenses in order to care for aging parents, a partner with health challenges, children with complex needs, or some combination of all three.

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Alcohol and Menopause: What Every Woman Should Know
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

Alcohol and Menopause: What Every Woman Should Know

For many women, alcohol has been a relatively unremarkable part of adult social life for decades — a glass of wine with dinner, a drink at a social event, a ritual that has fit comfortably into daily life without obvious consequence. The menopause transition doesn't change the behavior, but it does change the context in which that behavior occurs. And the gap between the old context and the new one is larger than most women realize.

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Financial Red Flags Every Woman Should Watch For in a Relationship
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

Financial Red Flags Every Woman Should Watch For in a Relationship

One of the most consistent financial vulnerabilities I see in women's lives is not tied to investment decisions or market timing. It is tied to relationship dynamics — specifically, to the financial red flags that were present from the beginning of a relationship but never examined, because we are not taught to examine them.

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Vaginal Estrogen: The Treatment Too Many Women Are Never Offered
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

Vaginal Estrogen: The Treatment Too Many Women Are Never Offered

This is not an emerging or experimental therapy. Vaginal estrogen has been studied for decades. Its safety and efficacy are well established in the medical literature. Major professional organizations — including The Menopause Society and the American Urological Association — endorse it as a first-line treatment for genitourinary syndrome of menopause. And yet a large proportion of women who would benefit from it have never had it offered, explained, or recommended.

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How to Negotiate Your Salary: What Every Woman Needs to Know Before Her Next Conversation
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

How to Negotiate Your Salary: What Every Woman Needs to Know Before Her Next Conversation

The gender pay gap is real, well-documented, and persistent. But within that larger structural problem sits a smaller, more immediately actionable one: women negotiate their salaries far less frequently than men, and when they do negotiate, they tend to ask for less. The compounding effect of this pattern over a career is staggering — even a single missed negotiation at the start of a career can translate into hundreds of thousands of dollars in lost lifetime earnings, when you factor in the way raises, bonuses, and retirement contributions are calculated against base salary.

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The Decade-Long Transition Most Women Are Never Told They're In
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

The Decade-Long Transition Most Women Are Never Told They're In

One of the most important things I want every woman to understand is this: perimenopause is not a brief prelude to menopause. It is not simply "the year or two before your periods stop." It is a hormonal transition that can begin as early as the mid-to-late thirties and unfold over the better part of a decade — and during that entire window, the symptoms a woman experiences are very often real, physiologically driven, and treatable, even while her menstrual cycle still looks essentially normal.

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Understanding the Gift Tax: How to Give Generously Without Unexpected Tax Consequences
Wealth Dr. Tracy Verrico Wealth Dr. Tracy Verrico

Understanding the Gift Tax: How to Give Generously Without Unexpected Tax Consequences

Giving money to children, grandchildren, or other loved ones is one of the most meaningful financial acts available to women who have built wealth over a lifetime. But many women hesitate, or give less strategically than they could, simply because the rules around gift tax feel murky or intimidating. The good news: for the vast majority of people, the gift tax will never actually apply. Understanding why — and how the system actually works — allows you to give with confidence rather than unnecessary caution.

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Your Reproductive History Is Part of Your Cardiovascular Story — Here's What the New Guidelines Say
Health Dr. Tracy Verrico Health Dr. Tracy Verrico

Your Reproductive History Is Part of Your Cardiovascular Story — Here's What the New Guidelines Say

For a long time, a woman's pregnancy complications, her age at menopause, and conditions like endometriosis or PCOS were treated as separate, contained chapters of her medical history — relevant to reproductive health, perhaps, but not formally connected to her future cardiovascular risk. That framework has changed. Major cardiovascular guideline bodies have now formally incorporated specific elements of a woman's reproductive history into cardiovascular and stroke risk assessment. This is not a fringe opinion. It reflects a substantial body of research, and it is now reflected in the guidance issued by some of the largest cardiovascular professional organizations in the country.
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